Building stronger financial futures for Washington residents.

Bank On Washington works to connect everyone to safe and appropriate financial products and services.
Bank On Washington is a collaboration between financial institutions, community-based organizations and local government to ensure that all residents have the opportunity to be financially healthy. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our local Bank On coalitions also offer services and educational resources that help empower people and families to improve their financial capability, health and independence.
7.4 million
residents (3%) in the State of Washington are unbanked

and 17% of residents are underbanked.
of U.S. households are unbanked.

Approximately 14 million adults are unbanked, without a checking or savings account.
Unbanked cost per family

Being unbanked can cost $40K over a lifetime due to use of costly alternative financial services for routine financial transactions
50 million
underbanked adults nationwide

More than 50 million adults are underbanked nationwide, relying on some fringe financial services.

Financial Empowerment Network

The Financial Empowerment Network envisions communities where low- and moderate-income individuals and families are able to achieve financial well-being. Financial empowerment strategies and resources are advanced through partnerships that support access to affordable, effective, and relevant services, products, and other resources.

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Bank On National Account Standards

The CFE Fund’s Bank ON National Account Standards provide local programs with a benchmark for account partnerships with financial institutions, and include both core and recommended features.

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The Present and Future of Bank On Account Data

A report by the CFE Fund and the Federal Reserve Bank of St. Louis

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Our Coalition
Join us in connecting Washington residents to better banking products and making state a safer, more accessible place to bank.
Bank On Washington local coalitions are working together to ensure that all households have access to safe and affordable bank accounts that meet their needs, allows them to increase assets, and strengthen their financial stability.
Our Partners

Bank On Cowlitz

Bank On Seattle-King County

Bank On Kitsap

Bank On Mason

Bank On Tacoma-Pierce County

Bank On North Sound (Skagit, Snohomish, and Whatcom Counties)

Bank On Spokane

Bank On Thurston

Bank On Yakima

Washington State Department of Financial Institutions (DFI)

Jump$tart Washington

Financial Education Public-Private Partnership (FEPPP)

Financial Empowerment Network


These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.

Certified accounts always allow free deposits, free withdrawals, and free bill payments.