Building stronger financial futures for Washington residents.

Bank On Washington works to connect everyone to safe and appropriate financial products and services.
Bank On Washington is a collaboration between financial institutions, community-based organizations, and local government to ensure that all residents have the opportunity to be financially healthy. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our local Bank On coalitions also offers services and educational resources that help empower people and families to improve their financial capability, health, and independence.
7.5 million
residents in Washington of which 3% are unbanked

and 17.5% of residents are underbanked.
of U.S. households are unbanked.

Approximately 14 million adults are unbanked, without a checking or savings account.
Unbanked cost per family

Being unbanked can cost $40K over a lifetime due to use of costly alternative financial services for routine financial transactions
50 million
underbanked adults nationwide

More than 50 million adults are underbanked nationwide, relying on some fringe financial services.

Bank On Washington Forum

The 2020 forum was more than just an annual gathering; it was an incubator of new ideas and opportunities to help improve the financial stability of our un- and underbanked neighbors. Watch the recordings to learn how you can engage your community in topics such as addressing the root causes of the racial wealth gap.

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Bank On Washington Film Fest

In collaboration with The Financial Education Public-Private Partnership (FEPPP), Jump$tart Washington and the Financial Empowerment Network, students (filmmakers) were invited to produce a short film on financial inclusion that focuses on the barriers and solutions to being unbanked in Washington state.

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Financial Empowerment Network

The Financial Empowerment Network serves as the convening agency for Bank On Washington and envisions communities where low- and moderate-income individuals and families can achieve financial well-being.

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Our Coalition
Join us in connecting Washington residents to better banking products and making a safer, more accessible place to bank.
Bank On Washington local coalitions are working together to ensure that all households have access to safe and affordable bank accounts that meet their needs, allows them to increase assets, and strengthen their financial stability.
Our Partners

Bank On Cowlitz

Bank On Seattle-King County

Bank On Kitsap

Bank On Mason

Bank On Tacoma-Pierce County

Bank On North Sound (Skagit, Snohomish, & Whatcom)

Bank On Spokane

Bank On Thurston

Bank On Yakima

Washington State Department of Financial Institutions (DFI)

Jump$tart Washington

Financial Education Public-Private Partnership (FEPPP)

Financial Empowerment Network

Washington State Treasurer’s Office


These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost

Certified accounts are $5 or less per month, with no unpredictable fees.

Certified accounts always allow free deposits, free withdrawals, and free bill payments.