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Building stronger financial futures for Washington residents.

Bank On Washington works to connect everyone to safe and appropriate financial products and services.
Bank On Washington, an initiative of the Financial Empowerment Network, is a collaboration between financial institutions, community-based organizations, and local government to ensure that all residents have the opportunity to be financially healthy. Together, we are working to connect people to safe, affordable, and certified banking accounts. Our local Bank On coalitions also offers services and educational resources that help empower people and families to improve their financial capability, health, and independence.
About Us
7.5 million
residents in Washington of which 3% are unbanked
and 17.5% of residents are underbanked.
7%
of U.S. households are unbanked.
Approximately 14 million adults are unbanked, without a checking or savings account.
$40K
Unbanked cost per family
Being unbanked can cost $40K over a lifetime due to use of costly alternative financial services for routine financial transactions
50 million
underbanked adults nationwide
More than 50 million adults are underbanked nationwide, relying on some fringe financial services.
Featured Resources

A Youth-Led Bank On

Bank On Seattle-King County (BOSKC), a youth-led Bank On campaign, with oversight from the Community Network Council, and the Financial Empowerment Network, supports efforts to improve financial education, critical thinking, leadership, and collaboration skills of 6th – 8th graders.

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Bank On WA Forum 2024! 

Join us for the Bank On WA Forum 2024! This year our forum is October 24th and 25th and will be held at the Black Pearl on the Columbia in Washougal, just east of Vancouver, WA. We are very excited about the theme, Leading the Way: Embracing Financial Belonging.

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Financial Empowerment Network

The Financial Empowerment Network serves as the convening agency for Bank On Washington and envisions communities where low- and moderate-income individuals and families can achieve financial well-being.

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Resources
Our Coalition
Join us in connecting Washington residents to better banking products and making a safer, more accessible place to bank.
Bank On Washington local coalitions are working together to ensure that all households have access to safe and affordable bank accounts that meet their needs, allows them to increase assets, and strengthen their financial stability.
Our Partners

Bank On Cowlitz

Bank On Seattle-King County

Bank On Kitsap

Bank On Mason

Bank On Pierce County

Bank On North Sound (Skagit, Snohomish, & Whatcom)

Bank On Spokane

Bank On Thurston

Bank On Yakima

Bank On Walla Walla

Jump$tart Washington

Financial Education Public-Private Partnership (FEPPP)

Financial Empowerment Network

Washington State Treasurer’s Office

Washington State Department of Financial Institutions (DFI)

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BANK ON CERTIFIED ACCOUNTS ARE
Safe
These accounts do not allow overdraft or non-sufficient funds fees, so you’ll never be hit with a surprise fee.
Low Cost
Certified accounts are $5 or less per month, with no unpredictable fees.
Functional
Certified accounts always allow free deposits, free withdrawals, and free bill payments.