Certified Accounts
Bank On certified accounts are available in Washington.
Banks and credit unions across Washington offer low-cost, low-fee transaction accounts that are certified as meeting the Bank On National Account Standards. Want your bank or credit union’s account to join this list? Get in touch with the CFE Fund and learn more!
A basic banking account is an important first step in participating in the financial mainstream, depositing your paycheck safely, paying bills effectively, accessing or building credit, and saving for emergencies and the future. However, one key challenge facing people without accounts has been a lack of safe and appropriate banking products offered by mainstream financial institutions, particularly those without overdraft. Instead, nearly 63 million adults across the nation rely on costly alternative financial services – like cash checkers, payday lenders, and pawn shops – for routine financial transactions.
These accounts do not allow overdraft or non sufficient funds fees, so you’ll never be hit with a surprise fee.
Certified accounts are $5 or less per month, with no unpredictable fees.
Certified accounts always allow free deposits, free withdrawals, and free bill payments.
America’s Credit Union Community Checking
First Interstate Bank Simple Banking
Sound Community Bank Navigator Checking